{"id":1355,"date":"2023-11-01T11:11:07","date_gmt":"2023-11-01T15:11:07","guid":{"rendered":"https:\/\/www.umw.edu\/financialaid\/?page_id=1355"},"modified":"2025-10-22T11:41:21","modified_gmt":"2025-10-22T15:41:21","slug":"withdrawing","status":"publish","type":"page","link":"https:\/\/www.umw.edu\/financialaid\/process\/leaving\/withdrawing\/","title":{"rendered":"Withdrawing"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-withdrawing\">Withdrawing <\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-taking-a-leave-of-absence-or-withdrawing-from-the-university\">Taking a Leave of Absence or Withdrawing from the University<\/h3>\n\n\n\n<p>Official withdrawals from academic courses occur through the UMW Office of the Registrar. If you are planning to withdraw from all courses in a semester, please contact the&nbsp;Office of the Registrar, at (540)654-1259 or registrar@umw.edu&nbsp;for&nbsp;<a href=\"http:\/\/academics.umw.edu\/registrar\/ferpa-policies-procedures-services\/withdrawal-procedures\/\">full withdrawal procedures<\/a>.<\/p>\n\n\n\n<p>If the total course withdrawal takes place before the semester has begun, or if the student has taken a full-semester leave of absence, the estimated financial aid for that semester will be cancelled, therefore not applied to the student\u2019s University account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-withdrawing-from-the-semester-0\">Withdrawing from the semester<\/h3>\n\n\n\n<p>Official withdrawals from academic courses occur through the UMW Office of the Registrar. Withdrawing from all courses in a semester will affect the amount of aid that students may be eligible for during that semester. As a result, it is possible that financial aid packages may be changed after the withdrawal date is known, which could result in a balance due on the student\u2019s University account.<\/p>\n\n\n\n<p>If you are planning to withdraw from all courses in a semester, please contact the Office of the Registrar, at (540) 654-1259 or registrar@umw.edu\u00a0 for\u00a0<a href=\"http:\/\/academics.umw.edu\/registrar\/ferpa-policies-procedures-services\/withdrawal-procedures\/\">full withdrawal procedures<\/a>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-return-of-state-funds\">Return of State Funds<\/h4>\n\n\n\n<p>State Grant funding will be returned in compliance with that state\u2019s regulations. Virginia State grants are returned based on the percentage of days completed.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Return of UMW Merit Based Scholarships and Endowed Scholarship Funds<\/h4>\n\n\n\n<p>University grants and scholarships will be adjusted based on the percentage of tuition paid. For example, a student who withdraws and receives a 20 percent tuition credit will lose 20 percent of his\/her institutional aid. See the \u201cRefund Policy\u201d for the amount of tuition credit a withdrawn student is eligible to receive.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Private Educational Student Loans<\/h4>\n\n\n\n<p>The policies regarding withdrawal mid-semester are determined by each private loan lender. UMW will contact the lender when the official withdrawal date is known for determination of how to proceed with the loan funds.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-federal-direct-student-loans\">Federal Direct Student Loans<\/h3>\n\n\n\n<div class=\"umw-accordion-container umw-custom-block\" data-only-one=\"true\">\n<div class=\"umw-collapsible-section umw-custom-block\"><div class=\"accordion__question\" data-js-question=\"true\"><button class=\"accordion__question__trigger\" data-js-trigger=\"true\">Direct Loan Exit Counseling<\/button><div class=\"accordion__question__answer\">\n<p>Federal Loan Exit Counseling is required by the Federal regulation for all students that withdraw, graduate, or drop below half-time enrollment. It helps student\u2019s understand their rights and responsibilities as a student loan borrower, and provides helpful tips to help students manage their loan repayment.  Complete exit counseling at <a href=\"https:\/\/studentaid.gov\/exit-counseling\/\" target=\"_blank\" rel=\"noreferrer noopener\">studentaid.gov<\/a>.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"umw-collapsible-section umw-custom-block\"><div class=\"accordion__question\" data-js-question=\"true\"><button class=\"accordion__question__trigger\" data-js-trigger=\"true\">Grace Periods<\/button><div class=\"accordion__question__answer\">\n<p>The <a href=\"https:\/\/studentaid.gov\/manage-loans\/repayment#grace\" target=\"_blank\" rel=\"noreferrer noopener\">Grace Period<\/a> of a federal student loan is six months. This means that repayment will not begin until six months after graduation. One exception is the Federal Perkins Loan, which has a nine month grace period. &nbsp;During the grace period, it is important to contact your federal loan servicer to choose the payment plan that fits your needs best.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Direct Subsidized Loans and Direct Unsubsidized Loans have a&nbsp;six-month&nbsp;grace period before payments are due.<\/li>\n\n\n\n<li>Parent PLUS loans&nbsp;do not&nbsp;have a grace period.<\/li>\n\n\n\n<li>Grad PLUS loan as a graduate or professional student, automatically get a&nbsp;six-month deferment&nbsp;after you graduate, leave school, or drop below half-time enrollment.<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"umw-collapsible-section umw-custom-block\"><div class=\"accordion__question\" data-js-question=\"true\"><button class=\"accordion__question__trigger\" data-js-trigger=\"true\">Loan Lender vs. Loan Servicer<\/button><div class=\"accordion__question__answer\">\n<p>The <strong><em>Loan Lender<\/em><\/strong> is the organization that initially made the loan. For Federal student loans, the loan lender is the U.S. Department of Education.<\/p>\n\n\n\n<p>The <em><strong>Loan Servicer<\/strong><\/em> is the \u2018middleman\u2019. They will collect payments, respond to customer service inquiries, and perform other administrative tasks associated with maintaining a federal loan. The loan servicer agency can be viewed by students by logging into the National Student Loan Database (NSLDS) or studentaid.gov.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"umw-collapsible-section umw-custom-block\"><div class=\"accordion__question\" data-js-question=\"true\"><button class=\"accordion__question__trigger\" data-js-trigger=\"true\">Repayment Plans<\/button><div class=\"accordion__question__answer\">\n<p>If a student does not contact their loan servicer prior to the end of the grace period, they will automatically be enrolled in the 10-year Standard Repayment Plan. However, there are a variety of other plans that may suit the student\u2019s individual financial status better, including several <a href=\"https:\/\/studentaid.gov\/idr\/\" target=\"_blank\" rel=\"noreferrer noopener\">Income-Based repayment plan options.<\/a><\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Withdrawing Taking a Leave of Absence or Withdrawing from the University Official withdrawals from academic courses occur through the UMW Office of the Registrar. If you are planning to withdraw from all courses in a semester, please contact the&nbsp;Office of the Registrar, at (540)654-1259 or registrar@umw.edu&nbsp;for&nbsp;full withdrawal procedures. If the total course withdrawal takes place [&hellip;]<\/p>\n","protected":false},"author":1136,"featured_media":0,"parent":1357,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"umw_cb_additional_links":[[]],"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_advisory_expires_time":"","_advisory_meta_include":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":{"0":"post-1355","1":"page","2":"type-page","3":"status-publish","5":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Withdrawing &#187; Financial Aid<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.umw.edu\/financialaid\/process\/leaving\/withdrawing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Withdrawing\" \/>\n<meta property=\"og:description\" content=\"Withdrawing Taking a Leave of Absence or Withdrawing from the University Official withdrawals from academic courses occur through the UMW Office of the Registrar. 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