{"id":1355,"date":"2023-11-01T11:11:07","date_gmt":"2023-11-01T15:11:07","guid":{"rendered":"https:\/\/www.umw.edu\/financialaid\/?page_id=1355"},"modified":"2025-10-22T11:41:21","modified_gmt":"2025-10-22T15:41:21","slug":"withdrawing","status":"publish","type":"page","link":"https:\/\/www.umw.edu\/financialaid\/process\/leaving\/withdrawing\/","title":{"rendered":"Withdrawing"},"content":{"rendered":"<?xml encoding=\"utf-8\" ?><h2 class=\"wp-block-heading\" id=\"h-withdrawing\">Withdrawing <\/h2><h3 class=\"wp-block-heading\" id=\"h-taking-a-leave-of-absence-or-withdrawing-from-the-university\">Taking a Leave of Absence or Withdrawing from the University<\/h3><p>Official withdrawals from academic courses occur through the UMW Office of the Registrar. If you are planning to withdraw from all courses in a semester, please contact the&nbsp;Office of the Registrar, at (540)654-1259 or registrar@umw.edu&nbsp;for&nbsp;<a href=\"http:\/\/academics.umw.edu\/registrar\/ferpa-policies-procedures-services\/withdrawal-procedures\/\">full withdrawal procedures<\/a>.<\/p><p>If the total course withdrawal takes place before the semester has begun, or if the student has taken a full-semester leave of absence, the estimated financial aid for that semester will be cancelled, therefore not applied to the student&rsquo;s University account.<\/p><h3 class=\"wp-block-heading\" id=\"h-withdrawing-from-the-semester-0\">Withdrawing from the semester<\/h3><p>Official withdrawals from academic courses occur through the UMW Office of the Registrar. Withdrawing from all courses in a semester will affect the amount of aid that students may be eligible for during that semester. As a result, it is possible that financial aid packages may be changed after the withdrawal date is known, which could result in a balance due on the student&rsquo;s University account.<\/p><p>If you are planning to withdraw from all courses in a semester, please contact the Office of the Registrar, at (540) 654-1259 or registrar@umw.edu&nbsp; for&nbsp;<a href=\"http:\/\/academics.umw.edu\/registrar\/ferpa-policies-procedures-services\/withdrawal-procedures\/\">full withdrawal procedures<\/a>.<\/p><h4 class=\"wp-block-heading\" id=\"h-return-of-state-funds\">Return of State Funds<\/h4><p>State Grant funding will be returned in compliance with that state&rsquo;s regulations. Virginia State grants are returned based on the percentage of days completed.&nbsp;<\/p><h4 class=\"wp-block-heading\">Return of UMW Merit Based Scholarships and Endowed Scholarship Funds<\/h4><p>University grants and scholarships will be adjusted based on the percentage of tuition paid. For example, a student who withdraws and receives a 20 percent tuition credit will lose 20 percent of his\/her institutional aid. See the &ldquo;Refund Policy&rdquo; for the amount of tuition credit a withdrawn student is eligible to receive.<\/p><h4 class=\"wp-block-heading\">Private Educational Student Loans<\/h4><p>The policies regarding withdrawal mid-semester are determined by each private loan lender. UMW will contact the lender when the official withdrawal date is known for determination of how to proceed with the loan funds.<\/p><h3 class=\"wp-block-heading\" id=\"h-federal-direct-student-loans\">Federal Direct Student Loans<\/h3><div class=\"umw-accordion-container umw-custom-block\" data-only-one=\"true\">\n<div class=\"umw-collapsible-section umw-custom-block\"><div class=\"accordion__question\" data-js-question=\"true\"><button class=\"accordion__question__trigger\" data-js-trigger=\"true\">Direct Loan Exit Counseling<\/button><div class=\"accordion__question__answer\">\n<p>Federal Loan Exit Counseling is required by the Federal regulation for all students that withdraw, graduate, or drop below half-time enrollment. It helps student&rsquo;s understand their rights and responsibilities as a student loan borrower, and provides helpful tips to help students manage their loan repayment.  Complete exit counseling at <a href=\"https:\/\/studentaid.gov\/exit-counseling\/\" target=\"_blank\" rel=\"noreferrer noopener\">studentaid.gov<\/a>.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"umw-collapsible-section umw-custom-block\"><div class=\"accordion__question\" data-js-question=\"true\"><button class=\"accordion__question__trigger\" data-js-trigger=\"true\">Grace Periods<\/button><div class=\"accordion__question__answer\">\n<p>The <a href=\"https:\/\/studentaid.gov\/manage-loans\/repayment#grace\" target=\"_blank\" rel=\"noreferrer noopener\">Grace Period<\/a> of a federal student loan is six months. This means that repayment will not begin until six months after graduation. One exception is the Federal Perkins Loan, which has a nine month grace period. &nbsp;During the grace period, it is important to contact your federal loan servicer to choose the payment plan that fits your needs best.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Direct Subsidized Loans and Direct Unsubsidized Loans have a&nbsp;six-month&nbsp;grace period before payments are due.<\/li>\n\n\n\n<li>Parent PLUS loans&nbsp;do not&nbsp;have a grace period.<\/li>\n\n\n\n<li>Grad PLUS loan as a graduate or professional student, automatically get a&nbsp;six-month deferment&nbsp;after you graduate, leave school, or drop below half-time enrollment.<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"umw-collapsible-section umw-custom-block\"><div class=\"accordion__question\" data-js-question=\"true\"><button class=\"accordion__question__trigger\" data-js-trigger=\"true\">Loan Lender vs. Loan Servicer<\/button><div class=\"accordion__question__answer\">\n<p>The <strong><em>Loan Lender<\/em><\/strong> is the organization that initially made the loan. For Federal student loans, the loan lender is the U.S. Department of Education.<\/p>\n\n\n\n<p>The <em><strong>Loan Servicer<\/strong><\/em> is the &lsquo;middleman&rsquo;. They will collect payments, respond to customer service inquiries, and perform other administrative tasks associated with maintaining a federal loan. The loan servicer agency can be viewed by students by logging into the National Student Loan Database (NSLDS) or studentaid.gov.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"umw-collapsible-section umw-custom-block\"><div class=\"accordion__question\" data-js-question=\"true\"><button class=\"accordion__question__trigger\" data-js-trigger=\"true\">Repayment Plans<\/button><div class=\"accordion__question__answer\">\n<p>If a student does not contact their loan servicer prior to the end of the grace period, they will automatically be enrolled in the 10-year Standard Repayment Plan. However, there are a variety of other plans that may suit the student&rsquo;s individual financial status better, including several <a href=\"https:\/\/studentaid.gov\/idr\/\" target=\"_blank\" rel=\"noreferrer noopener\">Income-Based repayment plan options.<\/a><\/p>\n<\/div><\/div><\/div>\n<\/div><p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Withdrawing Taking a Leave of Absence or Withdrawing from the UniversityOfficial withdrawals from academic courses occur through the UMW Office of the Registrar. If you are planning to withdraw from all courses in a semester, please contact the&nbsp;Office of the Registrar, at (540)654-1259 or registrar@umw.edu&nbsp;for&nbsp;full withdrawal procedures.If the total course withdrawal takes place before the [&hellip;]<\/p>\n","protected":false},"author":1136,"featured_media":0,"parent":1357,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"umw_cb_additional_links":[[]],"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","jetpack_post_was_ever_published":false,"_advisory_expires_time":"","_advisory_meta_include":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":{"0":"post-1355","1":"page","2":"type-page","3":"status-publish","5":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Withdrawing &#187; Financial Aid<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.umw.edu\/financialaid\/process\/leaving\/withdrawing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Withdrawing\" \/>\n<meta property=\"og:description\" content=\"Withdrawing Taking a Leave of Absence or Withdrawing from the UniversityOfficial withdrawals from academic courses occur through the UMW Office of the Registrar. 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